We built Medicare Advocates because the system was not working for people.
Medicare beneficiaries were getting shuffled through call centers, handed off to whoever was available, sold the plan with the highest commission, and then left on their own until next year. That is not advice. That is a transaction.
We set out to do it differently. One assigned licensed insurance agent. Real advice. A relationship that lasts as long as you are on Medicare.
The assigned-agent model
When you contact Medicare Advocates, we assign you to a specific licensed insurance agent based on your state and your situation. That licensed insurance agent learns your medications, your doctors, your budget, and what matters most to you.
They compare every plan available in your area against your needs and walk you through the tradeoffs in plain language. No jargon. No pressure. No quota driving the conversation.
After enrollment, they stay your licensed insurance agent. When CMS announces plan changes each fall, your licensed insurance agent reviews your coverage and calls you if anything affects you. When you move, change health status, or just have a question, your licensed insurance agent is a direct call away.
Independent, not captive
We are not tied to any single insurance carrier. Your licensed insurance agent compares plans across every carrier available in your area and recommends what is best for you.
One licensed insurance agent, assigned to you
You get a named licensed insurance agent who learns your situation. Not a call center. Not whoever picks up the phone. The same person, every time you call.
For life, not just enrollment
We stay your licensed insurance agent through every plan change, every Annual Enrollment Period, every life event. That relationship does not end after you sign the paperwork.
Licensed across the U.S.
Our licensed insurance agents are licensed in the states where they practice and hold their certifications current with CMS. You can verify any agent's license through your state insurance department.
Ready when you are.
No cost. No pressure. There is no obligation to enroll.One licensed insurance agent, for as long as you’re on Medicare.