Costs: articles & guides
19 articles on costs, written by licensed insurance agents who do this every day.
Medicare costs and premiumsHow to Appeal IRMAA With Form SSA-44 (2026)
If a life-changing event lowered your income, Form SSA-44 lets you appeal your Medicare IRMAA surcharge. See who qualifies, how to file, and what proof to attach.
2026 IRMAA Brackets & Income Limits
The full 2026 IRMAA brackets and Medicare income limits for Part B and Part D: single and married-filing-jointly income thresholds, what you'll pay, and how to lower or appeal IRMAA.
2026 Medicare Costs: Part B Premium & Deductibles
What Medicare costs in 2026: the Part B premium ($202.90), Part A, Part B, and Part D deductibles, coinsurance, and the new Part D out-of-pocket cap, explained.
Medicare Part B Giveback 2026: Get Money Back
The Medicare Part B giveback pays back part or all of your Part B premium. See how it works, who qualifies, which plans offer it, and how much you can get in 2026.
Medicare Savings Programs 2026: QMB, SLMB & QI Limits
Medicare Savings Programs help pay your Medicare premiums and costs if your income is limited. See the 2026 income and asset limits for QMB, SLMB, and QI, and how to apply.
How Income Impacts Medicare Costs
How your income affects Medicare costs, IRMAA premiums, and savings options. Manage Medicare expenses and avoid unexpected charges.
Medicare & Medicaid: Dual Eligibility Explained
Medicare and Medicaid often work together, but many people do not understand their dual eligibility. Learn more about the benefits here.
Are Medicare Premiums Deductible on Taxes?
Don't get bogged down by healthcare and tax costs. Here's everything you need to know about getting Medicare Premiums deductible on taxes.
How Much Does Medicare Part B Pay for Doctor Visits?
Exactly what Medicare Part B pays for doctor and physician fees: the 80/20 split, the Part B excess-charge trap, and how to lower your out-of-pocket costs.
10 Costly Medicare Mistakes (and How to Avoid Each One)
The 10 Medicare mistakes that cost people the most (late penalties, wrong plans, missed windows), and exactly how to avoid each. From licensed advocates.
7 Ways Seniors Can Lower Healthcare Costs
If you believe you are overspending on healthcare costs, these tips may help you save thousands over the years by lowering healthcare costs.
How to Save on Prescription Costs with Medicare Part D
Discover practical tips to save on prescription costs with Medicare Part D. Learn how to maximize your savings and stay healthier for longer!
How the Inflation Reduction Act Affects Your Medicare
Medicare is constantly changing. Read our simple, detailed article on how the Inflation Reduction Act will affect your Medicare.
How Will The Election Affect My Medicare?
Will the results of the election affect my Medicare? Get everything you need to know about what the election means for your Medicare!
What Is Medigap? Plans, Costs & How to Choose (2026)
Medigap explained simply: what it covers, what the 10 plans (A to N) cost, and how to choose one. Free help from licensed Medicare advocates, no fees.
Medicare Extra Help 2026: Income Limits & Benefits
Medicare Extra Help (the Part D Low-Income Subsidy) lowers your prescription drug costs. See the 2026 income and resource limits, what it covers, and how to qualify.
What is the Difference Between Medicare and Medicaid?
Medicare vs Medicaid, compared side by side: who each program is for, eligibility, cost, and coverage in 2026, plus how to qualify for both (dual eligibility).
Changes to Medicare in 2025
Big changes to Medicare are coming in 2025, and they can change the game for many! Read more about the changes to Medicare in 2025!
Medicare in Ohio: Coverage Options and Free Help
A plain-language guide to Medicare in Ohio: your coverage options, ways to lower costs, and how to get free, unbiased help from OSHIIP, the state's SHIP program.