Medicare Savings Programs in Delaware: 2026 Income & Asset Limits
Medicare Savings Programs help pay Medicare costs for Delaware residents with limited income. A single person can generally qualify with a monthly income up to $1,816 (QI). Delaware has no asset test. See the 2026 limits below and how to apply.
See if you qualify2026 income limits in Delaware
| Program | Monthly income (individual) | Monthly income (couple) |
|---|---|---|
| QMB | $1,350 | $1,824 |
| SLMB | $1,616 | $2,184 |
| QI | $1,816 | $2,455 |
Asset limits in Delaware
Delaware does not apply an asset (resource) test, so eligibility is based on your income alone.
What each program pays
| Cost | QMB | SLMB | QI |
|---|---|---|---|
| Part B premium | Yes Part B | Yes Part B | Yes Part B |
| Part A premium, deductibles, coinsurance | Yes extras | No extras | No extras |
| Automatic Extra Help (Part D) | Yes extra help | Yes extra help | Yes extra help |
Figures are 2026 federal baseline limits. Delaware may allow more income or assets than shown, and limits update each year. Confirm your eligibility with the Delaware Medicaid office. Medicare Advocates is a private insurance agency and is not a government agency.
Not sure if you qualify in Delaware?
State rules are easy to misread, and Delaware may be more generous than the baseline. A licensed Medicare Advocate can check your situation and help you apply, at no cost. Start with our full guide to Medicare Savings Programs.
Talk to a Medicare AdvocateCommon questions
- What do QMB, SLMB, and QI stand for?
- They are the three main Medicare Savings Programs. QMB is the Qualified Medicare Beneficiary program, SLMB is the Specified Low-Income Medicare Beneficiary program, and QI is the Qualifying Individual program. Each has its own income limit, and all three lower your Medicare costs.
- What is the difference between QMB, SLMB, and QI?
- QMB covers the most: it pays your Part B premium plus your Part A premium, deductibles, and coinsurance. SLMB and QI pay only your Part B premium. QMB has the lowest income limit and QI the highest, so as your income rises you may still qualify for SLMB or QI. All three also enroll you in Extra Help for Part D prescription costs. QI has limited funding each year, so it helps to apply early.
- What is the income limit for a Medicare Savings Program in Delaware?
- At the 2026 federal baseline that Delaware uses, a single person can qualify with a monthly income up to $1,350 (QMB), $1,616 (SLMB), or $1,816 (QI).
- Does Delaware have an asset limit for Medicare Savings Programs?
- No. Delaware has eliminated the asset test, so you qualify based on income alone.
- How do I apply for a Medicare Savings Program in Delaware?
- You apply through the Delaware Medicaid office, not Social Security. You will need proof of income and, in most states, your bank statements. Once approved, your Part B premium stops coming out of your Social Security check.
- Do Medicare Savings Programs in Delaware also give me Extra Help?
- Yes. Qualifying for any Medicare Savings Program automatically enrolls you in Extra Help, which lowers your Part D prescription drug costs.
Ready when you are.
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