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Medicare Advocates
Florida · 2026

Medicare Advantage Plans in Polk County, Florida

For 2026, Polk County, Florida has 44 Medicare Advantage plans, an average premium of $1.00/mo, and an average 4.2-star CMS rating. Plans are offered by Aetna Medicare, Cigna Healthcare, Devoted Health, Humana, UnitedHealthcare, and Wellcare. Compare them below and talk to a licensed Medicare Advocate to find the right fit.

Plans available
44
Avg. premium
$1.00/mo
Avg. star rating
4.2
Carriers
6
Talk to an Advocate

44 2026 plans in Polk County

PlanCarrierTypePremiumStar
DEVOTED CORE 036 FL (HMO)Devoted HealthHMO$05★
DEVOTED GIVEBACK 051 FL (HMO)Devoted HealthHMO$05★
DEVOTED CORE 065 FL (HMO)Devoted HealthHMO$05★
Aetna Medicare Signature (PPO)Aetna MedicarePPO$04.5★
Aetna Medicare Signature (PPO)Aetna MedicarePPO$04.5★
Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP)HumanaHMO D-SNP$04.5★
Humana Gold Plus H1036-230 (HMO)HumanaHMO$04.5★
Humana Gold Plus Giveback H1036-266 (HMO)HumanaHMO$04.5★
Humana Fully Integrated H1036-280 (HMO D-SNP)HumanaHMO D-SNP$04.5★
Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP)HumanaHMO D-SNP$04.5★
Humana Dual Integrated (HMO D-SNP)HumanaHMO D-SNP$04.5★
AARP Medicare Advantage from UHC FL-0006 (HMO-POS)UnitedHealthcareHMO-POS$04.5★
UHC Dual Complete FL-D002 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$04.5★
AARP Medicare Advantage from UHC FL-003P (HMO-POS)UnitedHealthcareHMO-POS$04.5★
AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS)UnitedHealthcareHMO-POS$04.5★
Aetna Medicare Select (HMO)Aetna MedicareHMO$04.5★
Aetna Medicare Select Extra (HMO-POS)Aetna MedicareHMO-POS$04.5★
Aetna Medicare Signature (PPO)Aetna MedicarePPO$04.5★
HumanaChoice Florida H7617-109 (PPO)HumanaPPO$04.5★
Humana Full Access Giveback H7617-111 (PPO)HumanaPPO$04.5★
Humana Direct Choice Giveback (PPO)HumanaPPO$04.5★
Wellcare Giveback (HMO)WellcareHMO$04★
Wellcare Simple (HMO)WellcareHMO$04★
AARP Medicare Advantage from UHC FL-0019 (PPO)UnitedHealthcarePPO$04★
UHC Dual Complete FL-Y001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$03.5★
UHC Dual Complete FL-Y5 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$03.5★
HumanaChoice Florida H5216-072 (PPO)HumanaPPO$03.5★
HumanaChoice Florida H5216-304 (PPO)HumanaPPO$03.5★
Humana Full Access Giveback H5216-393 (PPO)HumanaPPO$03.5★
Humana Direct Choice Giveback (PPO)HumanaPPO$03.5★
HealthSpring Preferred (HMO)Cigna HealthcareHMO$03.5★
HealthSpring Preferred Savings (HMO)Cigna HealthcareHMO$03.5★
DEVOTED PREMIUM 037 FL (HMO)Devoted HealthHMO$4.805★
UHC Nursing Home Plan FL-F001 (PPO I-SNP)UnitedHealthcarePPO I-SNP$4.804.5★
UHC Dual Complete FL-D003 (PPO D-SNP)UnitedHealthcarePPO D-SNP$4.804★
UHC Dual Complete FL-Y4 (PPO D-SNP)UnitedHealthcarePPO D-SNP$4.804★
HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP)HumanaPPO D-SNP$4.803.5★
Humana USAA Honor Giveback (HMO)HumanaHMO4.5★
Aetna Medicare Eagle Giveback (PPO)Aetna MedicarePPO4.5★
Humana USAA Honor Giveback (PPO)HumanaPPO4.5★
Wellcare Patriot Giveback (HMO)WellcareHMO4★
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)UnitedHealthcarePPO4★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★

2026 plan-year data from CMS for the carriers we represent — we do not offer every plan available in your area. Premiums and availability vary by exact location.

Common questions

How many Medicare Advantage plans are available in Polk County, FL?
For the 2026 plan year, 44 Medicare Advantage plans are available in Polk County from the carriers we represent.
What is the average Medicare Advantage premium in Polk County?
The average monthly premium across available plans is about $1.00 for 2026. Many plans have a $0 premium. Your exact cost depends on the plan you choose.
Which insurance companies offer Medicare Advantage plans in Polk County?
Plans are offered by Aetna Medicare, Cigna Healthcare, Devoted Health, Humana, UnitedHealthcare, and Wellcare.
How do I enroll in a Medicare Advantage plan in Polk County?
Call to speak with a licensed Medicare Advocate who can compare every plan available at your address at no cost. Enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

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