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Medicare Advocates
Kentucky · 2026

Medicare Advantage Plans in Pendleton County, Kentucky

For 2026, Pendleton County, Kentucky has 44 Medicare Advantage plans, an average premium of $17.00/mo, and an average 3.7-star CMS rating. Plans are offered by Aetna Medicare, Cigna Healthcare, Devoted Health, Humana, UnitedHealthcare, and Wellcare. Compare them below and talk to a licensed Medicare Advocate to find the right fit.

Plans available
44
Avg. premium
$17.00/mo
Avg. star rating
3.7
Carriers
6
Talk to an Advocate

44 2026 plans in Pendleton County

PlanCarrierTypePremiumStar
Aetna Medicare Signature (PPO)Aetna MedicarePPO$04.5★
HumanaChoice Giveback H7617-003 (PPO)HumanaPPO$04.5★
HumanaChoice H7617-004 (PPO)HumanaPPO$04.5★
Humana USAA Honor Giveback with Rx (PPO)HumanaPPO$04.5★
Humana Community (HMO)HumanaHMO$04★
Humana Gold Plus H0292-003 (HMO)HumanaHMO$04★
AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS)UnitedHealthcareHMO-POS$04★
AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS)UnitedHealthcareHMO-POS$04★
AARP Medicare Advantage Extras from UHC OH-13 (HMO-POS)UnitedHealthcareHMO-POS$04★
Wellcare Giveback (HMO-POS)WellcareHMO-POS$03.5★
Wellcare Simple (HMO-POS)WellcareHMO-POS$03.5★
HumanaChoice H5216-285 (PPO)HumanaPPO$03.5★
HumanaChoice Giveback H5216-309 (PPO)HumanaPPO$03.5★
Humana USAA Honor Giveback with Rx (PPO)HumanaPPO$03.5★
HumanaChoice H5525-008 (PPO)HumanaPPO$03.5★
Humana Gold Plus H6622-021 (HMO-POS)HumanaHMO-POS$03.5★
Wellcare Simple Open (PPO)WellcarePPO$03★
HealthSpring Preferred (HMO)Cigna HealthcareHMO$03★
HealthSpring Preferred Savings (HMO)Cigna HealthcareHMO$03★
HealthSpring True Choice (PPO)Cigna HealthcarePPO$03★
DEVOTED CHOICE GIVEBACK 002 KY (PPO)Devoted HealthPPO$0
DEVOTED CHOICE 003 KY (PPO)Devoted HealthPPO$0
Humana Gold Plus SNP-DE H6622-018 (HMO D-SNP)HumanaHMO D-SNP$2.203.5★
UHC Dual Complete KY-S002 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$13.103.5★
Humana Gold Plus H0292-002 (HMO)HumanaHMO$14.004★
Humana Gold Plus H6622-055 (HMO)HumanaHMO$16.003.5★
UHC Dual Complete KY-S4 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$23.403.5★
Wellcare Assist (HMO-POS)WellcareHMO-POS$31.603.5★
Aetna Medicare Value Plus (PPO)Aetna MedicarePPO$38.404.5★
Humana Gold Plus SNP-DE H1036-320 (HMO D-SNP)HumanaHMO D-SNP$38.404.5★
UHC Dual Complete KY-S001 (PPO D-SNP)UnitedHealthcarePPO D-SNP$38.404★
UHC Dual Complete KY-S3 (PPO D-SNP)UnitedHealthcarePPO D-SNP$38.404★
Humana Together in Health (PPO I-SNP)HumanaPPO I-SNP$38.403.5★
UHC Dual Complete KY-V001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$38.403.5★
AARP Medicare Advantage from UHC KY-0003 (PPO)UnitedHealthcarePPO$46.003.5★
AARP Medicare Advantage from UHC OH-0003 (HMO-POS)UnitedHealthcareHMO-POS$49.004★
AARP Medicare Advantage from UHC OH-0001 (HMO-POS)UnitedHealthcareHMO-POS$76.004★
Humana Together in Health Select (PPO I-SNP)HumanaPPO I-SNP$138.003.5★
Aetna Medicare Eagle Giveback (PPO)Aetna MedicarePPO4.5★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★
AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO)UnitedHealthcarePPO3.5★
Wellcare Patriot Giveback Open (PPO)WellcarePPO3★

2026 plan-year data from CMS for the carriers we represent — we do not offer every plan available in your area. Premiums and availability vary by exact location.

Common questions

How many Medicare Advantage plans are available in Pendleton County, KY?
For the 2026 plan year, 44 Medicare Advantage plans are available in Pendleton County from the carriers we represent.
What is the average Medicare Advantage premium in Pendleton County?
The average monthly premium across available plans is about $17.00 for 2026. Many plans have a $0 premium. Your exact cost depends on the plan you choose.
Which insurance companies offer Medicare Advantage plans in Pendleton County?
Plans are offered by Aetna Medicare, Cigna Healthcare, Devoted Health, Humana, UnitedHealthcare, and Wellcare.
How do I enroll in a Medicare Advantage plan in Pendleton County?
Call to speak with a licensed Medicare Advocate who can compare every plan available at your address at no cost. Enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

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