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Medicare Advocates
Missouri · 2026

Medicare Advantage Plans in St. Francois County, Missouri

For 2026, St. Francois County, Missouri has 31 Medicare Advantage plans, an average premium of $15.00/mo, and an average 3.9-star CMS rating. Plans are offered by Aetna Medicare, Humana, and UnitedHealthcare. Compare them below and talk to a licensed Medicare Advocate to find the right fit.

Plans available
31
Avg. premium
$15.00/mo
Avg. star rating
3.9
Carriers
3
Talk to an Advocate

31 2026 plans in St. Francois County

PlanCarrierTypePremiumStar
Humana Full Access H7617-008 (PPO)HumanaPPO$04.5★
Humana Value Choice H7617-023 (PPO)HumanaPPO$04.5★
Aetna Medicare Signature (HMO-POS)Aetna MedicareHMO-POS$04★
AARP Medicare Advantage from UHC ST-2 (PPO)UnitedHealthcarePPO$04★
AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS)UnitedHealthcareHMO-POS$04★
AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS)UnitedHealthcareHMO-POS$04★
AARP Medicare Advantage from UHC ST-1P (HMO-POS)UnitedHealthcareHMO-POS$04★
AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS)UnitedHealthcareHMO-POS$04★
Humana Essentials Plus Giveback H4461-045 (HMO)HumanaHMO$04★
Humana Total Complete H4461-046 (HMO)HumanaHMO$04★
Humana Gold Plus H0028-014 (HMO)HumanaHMO$03.5★
Humana Gold Plus Giveback H0028-065 (HMO)HumanaHMO$03.5★
Aetna Medicare Elite (PPO)Aetna MedicarePPO$03.5★
Aetna Medicare Signature (PPO)Aetna MedicarePPO$03.5★
Humana Value Choice H5216-318 (PPO)HumanaPPO$03.5★
Humana Full Access H5216-407 (PPO)HumanaPPO$03.5★
Humana Gold Plus SNP-DE H0028-015 (HMO-POS D-SNP)HumanaHMO-POS D-SNP$5.403.5★
UHC Dual Complete MO-V001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$14.104★
Humana Gold Plus SNP-DE H4461-044 (HMO-POS D-SNP)HumanaHMO-POS D-SNP$16.904★
UHC Dual Complete MO-S001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$25.104★
Aetna Medicare Value Plus (HMO-POS)Aetna MedicareHMO-POS$30.904★
Aetna Medicare Enhanced Extra (HMO-POS)Aetna MedicareHMO-POS$40.004★
UHC Dual Complete MO-S002 (PPO D-SNP)UnitedHealthcarePPO D-SNP$43.004.5★
UHC Dual Complete MO-S3 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$43.004★
AARP Medicare Advantage from UHC ST-0001 (PPO)UnitedHealthcarePPO$53.004★
Aetna Medicare Enhanced (PPO)Aetna MedicarePPO$60.003.5★
HumanaChoice H5216-032 (PPO)HumanaPPO$63.003.5★
Humana USAA Honor Giveback (PPO)HumanaPPO4.5★
Aetna Medicare Eagle (HMO-POS)Aetna MedicareHMO-POS4★
AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS)UnitedHealthcareHMO-POS4★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★

2026 plan-year data from CMS for the carriers we represent — we do not offer every plan available in your area. Premiums and availability vary by exact location.

Common questions

How many Medicare Advantage plans are available in St. Francois County, MO?
For the 2026 plan year, 31 Medicare Advantage plans are available in St. Francois County from the carriers we represent.
What is the average Medicare Advantage premium in St. Francois County?
The average monthly premium across available plans is about $15.00 for 2026. Many plans have a $0 premium. Your exact cost depends on the plan you choose.
Which insurance companies offer Medicare Advantage plans in St. Francois County?
Plans are offered by Aetna Medicare, Humana, and UnitedHealthcare.
How do I enroll in a Medicare Advantage plan in St. Francois County?
Call to speak with a licensed Medicare Advocate who can compare every plan available at your address at no cost. Enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

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