How many Medicare Advantage plans are available in Durham County, NC?

For the 2026 plan year, 44 Medicare Advantage plans are available in Durham County from the carriers we represent.

What is the average Medicare Advantage premium in Durham County?

The average monthly premium across available plans is about $21.00 for 2026. Many plans have a $0 premium. Your exact cost depends on the plan you choose.

How do I enroll in a Medicare Advantage plan in Durham County?

Call to speak with a licensed Medicare Advocate who can compare every plan available at your address at no cost. Enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

North Carolina · 2026

Medicare Advantage Plans in Durham County, North Carolina

For 2026, Durham County, North Carolina has 44 Medicare Advantage plans, an average premium of $21.00/mo, and an average 3.9-star CMS rating. Plans are offered by Aetna Medicare, Cigna Healthcare, Humana, UnitedHealthcare, and Wellcare. Compare them below and talk to a licensed Medicare Advocate to find the right fit.

Plans available

Avg. premium

$21.00/mo

Avg. star rating

3.9

Carriers

Talk to an Advocate

44 2026 plans in Durham County

Plan	Carrier	Type	Premium	Star
Humana Gold Plus Giveback H1036-318 (HMO-POS)	Humana	HMO-POS	$0	4.5★
Humana Gold Plus H1036-335 (HMO-POS)	Humana	HMO-POS	$0	4.5★
Aetna Medicare Signature (PPO)	Aetna Medicare	PPO	$0	4.5★
Aetna Medicare Signature Care (HMO)	Aetna Medicare	HMO	$0	4★
AARP Medicare Advantage from UHC NC-0017 (PPO)	UnitedHealthcare	PPO	$0	4★
Aetna Medicare Signature (HMO)	Aetna Medicare	HMO	$0	4★
AARP Medicare Advantage from UHC NC-0007 (HMO-POS)	UnitedHealthcare	HMO-POS	$0	4★
AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS)	UnitedHealthcare	HMO-POS	$0	4★
AARP Medicare Advantage from UHC NC-0015 (HMO-POS)	UnitedHealthcare	HMO-POS	$0	4★
HealthSpring Preferred (HMO)	Cigna Healthcare	HMO	$0	4★
HealthSpring Preferred Select (HMO)	Cigna Healthcare	HMO	$0	4★
HealthSpring Preferred Savings (HMO)	Cigna Healthcare	HMO	$0	4★
Wellcare Simple Open (PPO)	Wellcare	PPO	$0	3.5★
Wellcare Simple (HMO-POS)	Wellcare	HMO-POS	$0	3.5★
Wellcare Giveback Open (PPO)	Wellcare	PPO	$0	3.5★
HumanaChoice Giveback H5525-035 (PPO)	Humana	PPO	$0	3.5★
HumanaChoice H5525-050 (PPO)	Humana	PPO	$0	3.5★
HumanaChoice H5525-083 (PPO)	Humana	PPO	$0	3.5★
Humana Gold Plus H6622-060 (HMO-POS)	Humana	HMO-POS	$0	3.5★
HealthSpring True Choice (PPO)	Cigna Healthcare	PPO	$0	3★
Humana Dual Select H1036-307 (HMO D-SNP)	Humana	HMO D-SNP	$13.00	4.5★
HealthSpring Preferred Plus (HMO)	Cigna Healthcare	HMO	$14.00	4★
Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP)	Humana	HMO D-SNP	$14.20	4.5★
Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP)	Humana	HMO D-SNP	$20.00	4.5★
HumanaChoice H5525-070 (PPO)	Humana	PPO	$24.00	3.5★
UHC Dual Complete NC-D001 (HMO-POS D-SNP)	UnitedHealthcare	HMO-POS D-SNP	$25.30	4★
HumanaChoice H5525-049 (PPO)	Humana	PPO	$29.00	3.5★
HumanaChoice SNP-DE H5525-036 (PPO D-SNP)	Humana	PPO D-SNP	$30.40	3.5★
Wellcare Assist Open (PPO)	Wellcare	PPO	$31.00	3.5★
Aetna Medicare Value Plus (HMO)	Aetna Medicare	HMO	$32.20	4★
Humana Dual Select H5525-072 (PPO D-SNP)	Humana	PPO D-SNP	$33.50	3.5★
UHC Nursing Home Plan NC-F001 (PPO I-SNP)	UnitedHealthcare	PPO I-SNP	$36.20	4.5★
UHC Dual Complete NC-S001 (PPO D-SNP)	UnitedHealthcare	PPO D-SNP	$36.20	4★
UHC Dual Complete NC-S2 (PPO D-SNP)	UnitedHealthcare	PPO D-SNP	$36.20	4★
UHC Dual Complete NC-V001 (HMO-POS D-SNP)	UnitedHealthcare	HMO-POS D-SNP	$36.20	4★
UHC Dual Complete NC-S3 (HMO-POS D-SNP)	UnitedHealthcare	HMO-POS D-SNP	$36.20	4★
AARP Medicare Advantage from UHC NC-0016 (PPO)	UnitedHealthcare	PPO	$53.00	4★
HumanaChoice H5216-211 (PPO)	Humana	PPO	$54.00	3.5★
AARP Medicare Advantage Access from UHC NC-23 (PPO)	UnitedHealthcare	PPO	$255.00	4.5★
Aetna Medicare Eagle Giveback (PPO)	Aetna Medicare	PPO	—	4.5★
AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)	UnitedHealthcare	HMO-POS	—	4★
HealthSpring Courage (HMO)	Cigna Healthcare	HMO	—	4★
Wellcare Patriot Giveback Open (PPO)	Wellcare	PPO	—	3.5★
Humana USAA Honor Giveback (PPO)	Humana	PPO	—	3.5★

2026 plan-year data from CMS for the carriers we represent — we do not offer every plan available in your area. Premiums and availability vary by exact location.

Common questions

How many Medicare Advantage plans are available in Durham County, NC?: For the 2026 plan year, 44 Medicare Advantage plans are available in Durham County from the carriers we represent.
What is the average Medicare Advantage premium in Durham County?: The average monthly premium across available plans is about $21.00 for 2026. Many plans have a $0 premium. Your exact cost depends on the plan you choose.
Which insurance companies offer Medicare Advantage plans in Durham County?: Plans are offered by Aetna Medicare, Cigna Healthcare, Humana, UnitedHealthcare, and Wellcare.
How do I enroll in a Medicare Advantage plan in Durham County?: Call to speak with a licensed Medicare Advocate who can compare every plan available at your address at no cost. Enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

Nearby counties in North Carolina

Alamance Alexander Alleghany Anson Ashe Avery Beaufort Bertie Bladen Brunswick Buncombe Burke

All North Carolina counties

Ready when you are.

No cost. No pressure. There is no obligation to enroll.One Advocate, for as long as you’re on Medicare.

Call an Advocate Get your free Health Review