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Medicare Advocates
Tennessee · 2026

Medicare Advantage Plans in Shelby County, Tennessee

For 2026, Shelby County, Tennessee has 38 Medicare Advantage plans, an average premium of $18.00/mo, and an average 3.8-star CMS rating. Plans are offered by Aetna Medicare, Cigna Healthcare, Devoted Health, Humana, UnitedHealthcare, and Wellcare. Compare them below and talk to a licensed insurance agent to find the right fit.

Plans available
38
Avg. premium
$18.00/mo
Avg. star rating
3.8
Carriers
6
Talk to a licensed insurance agent

38 2026 plans in Shelby County

PlanCarrierTypePremiumStar
AARP Medicare Advantage from UHC TN-0002 (PPO)UnitedHealthcarePPO$04.5★
Aetna Medicare Signature Care (PPO)Aetna MedicarePPO$04.5★
Humana Gold Plus H4461-025 (HMO)HumanaHMO$04★
HealthSpring Preferred (HMO)Cigna HealthcareHMO$04★
HealthSpring Preferred Savings (HMO)Cigna HealthcareHMO$04★
AARP Medicare Advantage from UHC TN-0003 (HMO-POS)UnitedHealthcareHMO-POS$04★
AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS)UnitedHealthcareHMO-POS$04★
Humana Together in Health (PPO I-SNP)HumanaPPO I-SNP$03.5★
DEVOTED CORE 004 TN (HMO)Devoted HealthHMO$03.5★
DEVOTED GIVEBACK 005 TN (HMO)Devoted HealthHMO$03.5★
DEVOTED CHOICE 011 TN (PPO)Devoted HealthPPO$03.5★
DEVOTED CHOICE GIVEBACK 012 TN (PPO)Devoted HealthPPO$03.5★
Wellcare Simple (HMO-POS)WellcareHMO-POS$03★
Wellcare Giveback (HMO-POS)WellcareHMO-POS$03★
HealthSpring True Choice (PPO)Cigna HealthcarePPO$03★
Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP)HumanaHMO D-SNP$13.004★
Aetna Medicare Value Plus (HMO)Aetna MedicareHMO$15.104★
Humana Gold Plus SNP-DE H4461-038 (HMO D-SNP)HumanaHMO D-SNP$15.204★
HealthSpring Primary (HMO)Cigna HealthcareHMO$17.704★
AARP Medicare Advantage from UHC TN-0004 (HMO-POS)UnitedHealthcareHMO-POS$19.004★
UHC Dual Complete TN-S001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$19.103.5★
Wellcare Assist (HMO-POS)WellcareHMO-POS$23.903★
Aetna Medicare Enhanced (PPO)Aetna MedicarePPO$27.704.5★
Humana Value Plus H7617-088 (PPO)HumanaPPO$27.704.5★
UHC Dual Complete TN-Y001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$27.703.5★
UHC Dual Complete TN-Y2 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP$27.703.5★
Humana Value Plus H5216-180 (PPO)HumanaPPO$27.703.5★
Wellcare Assist (HMO-POS)WellcareHMO-POS$27.703★
HealthSpring Premier (HMO-POS)Cigna HealthcareHMO-POS$45.004★
HumanaChoice H5216-097 (PPO)HumanaPPO$55.003.5★
Aetna Medicare Enhanced (HMO)Aetna MedicareHMO$63.004★
Humana Together in Health Select (PPO I-SNP)HumanaPPO I-SNP$138.003.5★
Aetna Medicare Eagle Giveback (PPO)Aetna MedicarePPO4.5★
Humana USAA Honor Giveback (HMO)HumanaHMO4★
HealthSpring Courage (HMO)Cigna HealthcareHMO4★
AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS)UnitedHealthcareHMO-POS4★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★
Wellcare Patriot Giveback (HMO-POS)WellcareHMO-POS3★

2026 plan-year data from CMS for the carriers we represent — we do not offer every plan available in your area. Premiums and availability vary by exact location.

Common questions

How many Medicare Advantage plans are available in Shelby County, TN?
For the 2026 plan year, 38 Medicare Advantage plans are available in Shelby County from the carriers we represent.
What is the average Medicare Advantage premium in Shelby County?
The average monthly premium across available plans is about $18.00 for 2026. Many plans have a $0 premium. Your exact cost depends on the plan you choose.
Which insurance companies offer Medicare Advantage plans in Shelby County?
Plans are offered by Aetna Medicare, Cigna Healthcare, Devoted Health, Humana, UnitedHealthcare, and Wellcare.
How do I enroll in a Medicare Advantage plan in Shelby County?
Call to speak with a licensed insurance agent who can compare every plan available at your address at no cost. Enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

Nearby counties in Tennessee

All Tennessee counties

Ready when you are.

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