Aetna Medicare Eagle (PPO)
The Aetna Medicare Eagle (PPO) is a 2026 PPO Medicare Advantage plan from Aetna Medicare with a 4.5-star CMS rating. It may include allowances for vision, hearing, otc / flex allowance, and part b giveback. It's available in 161 counties across 4 states.
Reviewed by the Medicare Advocates team · 2026 plan year · sourced from CMS data
Offered in 161 counties across 4 states
- Monthly premiumVaries
- Overall star rating4.5 / 5
- In-network max out-of-pocket$4,900
- Vision$300
- Hearing$1,500
- OTC / Flex allowance$400
- Part B giveback$840
2026 plan-year figures (premium, star rating, MOOP) from the CMS Landscape file; allowance amounts from CMS PBP data. Amounts vary by plan; not all plans offer all benefits.
What the Aetna Medicare Eagle (PPO) plan may include
- Vision: up to $300 per year in plan allowance (2026).
- Hearing: up to $1,500 per year in plan allowance (2026).
- OTC / Flex allowance: up to $400 per year in plan allowance (2026).
- Part B giveback: up to $840 per year in plan allowance (2026).
Costs & coverage detail
Doctor visits
- Primary care visit$0
- Specialist visit$30 copay
- Telehealth20% coinsurance
Emergency & urgent care
- Emergency room$130 copay
- Urgent care$45 copay
Tests, labs & imaging
- Lab services$0
- Diagnostic tests & procedures$0–$75 copay
- X-rays$20 copay
- Diagnostic radiology (CT/MRI/PET)$0–$250 copay
Outpatient hospital & surgery
- Outpatient hospital services$0–$300 copay
- Ambulatory surgical center$0–$250 copay
- Outpatient substance abuse (individual)$40 copay
Home health & equipment
- Home health care$0
Medical equipment & supplies
- Durable medical equipment (DME)0–20% coinsurance
Ambulance
- Ground ambulance$290 copay
Dental
- Preventive dental (exams, cleanings, X-rays)$0
- Comprehensive dental (restorative)$0
Vision
- Routine eye exam$0–$30 copay
- Eyewear (glasses/contacts)$0
Hearing
- Routine hearing exam$30 copay
- Hearing aids$0
Hospital stays
- Inpatient hospital$300/day, days 1–6; $0/day, days 7–90
- Skilled nursing facility (SNF)$0/day, days 1–20; $218/day, days 21–100
In-network, Medicare-covered cost sharing for the 2026 plan year (CMS PBP data). Costs vary by service and setting; see the Summary of Benefits for full detail.
Extra benefit allowances
- Routine eye exam allowance$50 per year
- Eyewear allowance$300 per year
- Hearing aid allowance$1,500 per year
- Over-the-counter (OTC) allowance$100 per quarter
Preventive services
This plan covers $0 for all preventive services covered under Original Medicare when you use an in-network provider — including annual wellness visits, recommended screenings, and vaccines.
Common questions
- What is the Aetna Medicare Eagle (PPO) plan?
- It is a Medicare Advantage plan (CMS plan ID H5521-286-000) offered by Aetna Medicare for the 2026 plan year. Medicare Advantage plans bundle your Part A and Part B coverage, and most include extra benefits Original Medicare does not.
- What extra benefits could this plan include?
- Depending on the plan, supplemental benefits may include allowances toward vision, hearing, otc / flex allowance, part b giveback. Amounts shown are for the 2026 plan year and vary by plan and area. A licensed agent can confirm what is available to you.
- Where is this plan available?
- For 2026, this plan is offered in 161 counties across 4 states. Availability and benefits depend on your specific ZIP code.
- How do I enroll or compare plans?
- Call to speak with a licensed insurance agent who can review this plan alongside the other options in your area at no cost. There is no obligation to enroll, and enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period.
Counties served
Illinois (21 counties)
Boone, Bureau, Cook, DeKalb, DuPage, Grundy, Henderson, Henry, Jo Daviess, Kane, Kankakee, Kendall, Lake, Lee, McHenry, Ogle, Rock Island, Stephenson, Whiteside, Will, Winnebago
Indiana (49 counties)
Allen, Bartholomew, Benton, Blackford, Boone, Brown, Carroll, Cass, Clay, Daviess, DeKalb, Dubois, Elkhart, Floyd, Franklin, Fulton, Gibson, Greene, Hamilton, Hancock, Hendricks, Huntington, Jasper, Jay, Johnson, Knox, La Porte, Lake, Madison, Marion, Marshall, Martin, Miami, Montgomery, Newton, Orange, Parke, Pike, Posey, Pulaski, Putnam, Shelby, Spencer, St. Joseph, Starke, Sullivan, Wabash, Washington, Whitley
Michigan (59 counties)
Alger, Antrim, Arenac, Baraga, Barry, Bay, Benzie, Branch, Calhoun, Charlevoix, Clinton, Crawford, Delta, Dickinson, Eaton, Emmet, Genesee, Grand Traverse, Gratiot, Hillsdale, Houghton, Ingham, Ionia, Iron, Jackson, Kalamazoo, Kalkaska, Kent, Keweenaw, Lake, Leelanau, Lenawee, Livingston, Luce, Macomb, Manistee, Marquette, Mason, Mecosta, Menominee, Missaukee, Montcalm, Muskegon, Newaygo, Oakland, Ontonagon, Osceola, Otsego, Ottawa, Roscommon, Saginaw, Sanilac, Shiawassee, St. Clair, Tuscola, Van Buren, Washtenaw, Wayne, Wexford
Wisconsin (32 counties)
Adams, Brown, Columbia, Dane, Florence, Forest, Green, Iowa, Kenosha, Kewaunee, La Crosse, Lafayette, Langlade, Manitowoc, Marinette, Marquette, Milwaukee, Monroe, Oconto, Outagamie, Ozaukee, Portage, Racine, Rock, Shawano, Sheboygan, Trempealeau, Vernon, Washington, Waukesha, Waushara, Winnebago
Plan documents
Official 2026 documents for this plan:
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