Molina Medicare Choice Care (HMO)
The Molina Medicare Choice Care (HMO) is a 2026 HMO Medicare Advantage plan from Molina Healthcare of Illinois with a $0 monthly premium. It may include allowances for part b giveback. It's available in 46 counties across 1 state.
Reviewed by the Medicare Advocates team · 2026 plan year · sourced from CMS data
Offered in 46 counties across 1 state
- Monthly premium$0
- In-network max out-of-pocket$9,250
- Part B giveback$612
2026 plan-year figures (premium, star rating, MOOP) from the CMS Landscape file; allowance amounts from CMS PBP data. Amounts vary by plan; not all plans offer all benefits.
What the Molina Medicare Choice Care (HMO) plan may include
- Part B giveback: up to $612 per year in plan allowance (2026).
Costs & coverage detail
Annual Part D drug deductible: $0 (2026).
Doctor visits
- Specialist visit$40 copay
- Chiropractic (Medicare-covered)20% coinsurance
Emergency & urgent care
- Emergency room$115 copay
- Urgent care$40 copay
Tests, labs & imaging
- Diagnostic radiology (CT/MRI/PET)20% coinsurance
Outpatient hospital & surgery
- Outpatient hospital services$0–$500 copay
- Ambulatory surgical center$0–$250 copay
- Outpatient substance abuse (individual)$40 copay
Medical equipment & supplies
- Durable medical equipment (DME)20% coinsurance
Ambulance
- Ground ambulance20% coinsurance
Vision
- Routine eye exam$40 copay
- Eyewear (glasses/contacts)20% coinsurance
Hearing
- Routine hearing exam$10 copay
Hospital stays
- Inpatient hospital$295/day, days 1–6; $0/day, days 7–90
- Skilled nursing facility (SNF)$0/day, days 1–20; $145/day, days 21–100
In-network, Medicare-covered cost sharing for the 2026 plan year (CMS PBP data). Costs vary by service and setting; see the Summary of Benefits for full detail.
Preventive services
This plan covers $0 for all preventive services covered under Original Medicare when you use an in-network provider — including annual wellness visits, recommended screenings, and vaccines.
Common questions
- What is the Molina Medicare Choice Care (HMO) plan?
- It is a Medicare Advantage plan (CMS plan ID H2715-003-000) offered by Molina Healthcare of Illinois for the 2026 plan year. Medicare Advantage plans bundle your Part A and Part B coverage, and most include extra benefits Original Medicare does not.
- What extra benefits could this plan include?
- Depending on the plan, supplemental benefits may include allowances toward part b giveback. Amounts shown are for the 2026 plan year and vary by plan and area. A licensed agent can confirm what is available to you.
- Where is this plan available?
- For 2026, this plan is offered in 46 counties across 1 state. Availability and benefits depend on your specific ZIP code.
- How do I enroll or compare plans?
- Call to speak with a licensed insurance agent who can review this plan alongside the other options in your area at no cost. There is no obligation to enroll, and enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period.
Counties served
Illinois (46 counties)
Adams, Bond, Boone, Brown, Bureau, Calhoun, Carroll, Cass, Clinton, Cook, De Witt, Douglas, DuPage, Fayette, Ford, Greene, Hancock, Iroquois, Kane, Kendall, Lee, Livingston, Logan, Macoupin, Madison, Marshall, McDonough, McLean, Menard, Monroe, Montgomery, Moultrie, Ogle, Piatt, Pike, Putnam, Schuyler, Scott, Shelby, St. Clair, Stark, Stephenson, Washington, Will, Winnebago, Woodford
Plan documents
Official 2026 documents for this plan:
Ready when you are.
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