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Medicare Advocates
Illinois · 2026

Medicare Advantage Plans in Lake County, Illinois

For 2026, Lake County, Illinois has 37 Medicare Advantage plans, an average premium of $8.00/mo, and an average 3.8-star CMS rating. Plans are offered by Aetna Medicare, Cigna Healthcare, Devoted Health, Humana, UnitedHealthcare, and Wellcare. Compare them below and talk to a licensed Medicare Advocate to find the right fit.

Plans available
37
Avg. premium
$8.00/mo
Avg. star rating
3.8
Carriers
6
Talk to an Advocate

37 2026 plans in Lake County

PlanCarrierTypePremiumStar
Aetna Medicare Signature Extra (PPO)Aetna MedicarePPO$04.5★
Humana Full Access H7617-009 (PPO)HumanaPPO$04.5★
HumanaChoice H7617-018 (PPO)HumanaPPO$04.5★
AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS)UnitedHealthcareHMO-POS$04★
AARP Medicare Advantage from UHC IL-2 (HMO-POS)UnitedHealthcareHMO-POS$04★
AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS)UnitedHealthcareHMO-POS$04★
HealthSpring Premier (HMO-POS)Cigna HealthcareHMO-POS$04★
HealthSpring Preferred (HMO)Cigna HealthcareHMO$04★
HealthSpring Preferred Savings (HMO)Cigna HealthcareHMO$04★
DEVOTED CORE 001 IL (HMO)Devoted HealthHMO$04★
DEVOTED GIVEBACK 003 IL (HMO)Devoted HealthHMO$04★
Aetna Medicare Signature (PPO)Aetna MedicarePPO$03.5★
Humana Gold Plus H1468-013 (HMO)HumanaHMO$03.5★
Humana Gold Plus Giveback H1468-021 (HMO)HumanaHMO$03.5★
HumanaChoice H5216-251 (PPO)HumanaPPO$03.5★
Humana Full Access H5216-412 (PPO)HumanaPPO$03.5★
DEVOTED CHOICE 001 IL (PPO)Devoted HealthPPO$03.5★
DEVOTED CHOICE 010 IL (PPO)Devoted HealthPPO$03.5★
AARP Medicare Advantage from UHC IL-5 (PPO)UnitedHealthcarePPO$03.5★
Wellcare Simple (HMO-POS)WellcareHMO-POS$03★
Wellcare Simple Value (HMO-POS)WellcareHMO-POS$03★
Aetna Medicare Prime (HMO-POS)Aetna MedicareHMO-POS$03★
HealthSpring True Choice (PPO)Cigna HealthcarePPO$03★
HealthSpring True Choice Savings (PPO)Cigna HealthcarePPO$03★
Aetna Medicare Signature (HMO-POS)Aetna MedicareHMO-POS$0
Humana Dual Fully Integrated (HMO D-SNP)HumanaHMO D-SNP$0
HumanaChoice H5216-283 (PPO)HumanaPPO$5.203.5★
UHC Nursing Home Plan IL-F001 (PPO I-SNP)UnitedHealthcarePPO I-SNP$15.204.5★
AARP Medicare Advantage from UHC IL-0001 (HMO-POS)UnitedHealthcareHMO-POS$37.004★
Aetna Medicare Premier (PPO)Aetna MedicarePPO$44.004.5★
AARP Medicare Advantage from UHC IL-0004 (PPO)UnitedHealthcarePPO$68.003.5★
HumanaChoice H5216-013 (PPO)HumanaPPO$87.003.5★
Aetna Medicare Eagle (PPO)Aetna MedicarePPO4.5★
Humana USAA Honor Giveback (PPO)HumanaPPO4.5★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★
AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)UnitedHealthcarePPO3.5★

2026 plan-year data from CMS for the carriers we represent — we do not offer every plan available in your area. Premiums and availability vary by exact location.

Common questions

How many Medicare Advantage plans are available in Lake County, IL?
For the 2026 plan year, 37 Medicare Advantage plans are available in Lake County from the carriers we represent.
What is the average Medicare Advantage premium in Lake County?
The average monthly premium across available plans is about $8.00 for 2026. Many plans have a $0 premium. Your exact cost depends on the plan you choose.
Which insurance companies offer Medicare Advantage plans in Lake County?
Plans are offered by Aetna Medicare, Cigna Healthcare, Devoted Health, Humana, UnitedHealthcare, and Wellcare.
How do I enroll in a Medicare Advantage plan in Lake County?
Call to speak with a licensed Medicare Advocate who can compare every plan available at your address at no cost. Enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

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