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Medicare Advocates
Illinois · 2026

Medicare Advantage Plans in Stephenson County, Illinois

For 2026, Stephenson County, Illinois has 25 Medicare Advantage plans, an average premium of $12.00/mo, and an average 3.6-star CMS rating. Plans are offered by Aetna Medicare, Humana, UnitedHealthcare, and Wellcare. Compare them below and talk to a licensed Medicare Advocate to find the right fit.

Plans available
25
Avg. premium
$12.00/mo
Avg. star rating
3.6
Carriers
4
Talk to an Advocate

25 2026 plans in Stephenson County

PlanCarrierTypePremiumStar
Humana Full Access H7617-009 (PPO)HumanaPPO$04.5★
HumanaChoice H7617-018 (PPO)HumanaPPO$04.5★
Aetna Medicare Advantra Extra (PPO)Aetna MedicarePPO$03.5★
Aetna Medicare Signature Extra (PPO)Aetna MedicarePPO$03.5★
Humana Gold Plus H1468-007 (HMO)HumanaHMO$03.5★
HumanaChoice H5216-251 (PPO)HumanaPPO$03.5★
Humana Full Access H5216-412 (PPO)HumanaPPO$03.5★
Aetna Medicare Signature (HMO-POS)Aetna MedicareHMO-POS$03★
Wellcare Simple Essential (HMO)WellcareHMO$03★
Wellcare Simple Essential Value (HMO)WellcareHMO$03★
Wellcare Giveback (HMO)WellcareHMO$03★
Aetna Medicare Signature Extra (HMO-POS)Aetna MedicareHMO-POS$0
Humana Dual Fully Integrated (HMO D-SNP)HumanaHMO D-SNP$0
HumanaChoice H5216-283 (PPO)HumanaPPO$5.203.5★
Aetna Medicare Advantra (PPO)Aetna MedicarePPO$36.003.5★
Humana Gold Choice H8145-006 (PFFS)HumanaPFFS$37.003.5★
AARP Medicare Advantage from UHC IA-0002 (HMO-POS)UnitedHealthcareHMO-POS$45.004★
AARP Medicare Advantage from UHC IL-6 (PPO)UnitedHealthcarePPO$45.003.5★
HumanaChoice H5525-004 (PPO)HumanaPPO$60.003.5★
Aetna Medicare Eagle (PPO)Aetna MedicarePPO4.5★
Humana USAA Honor Giveback (PPO)HumanaPPO4.5★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★
Humana USAA Honor Giveback (PPO)HumanaPPO3.5★
AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)UnitedHealthcarePPO3.5★
Wellcare Patriot Giveback (HMO)WellcareHMO3★

2026 plan-year data from CMS for the carriers we represent — we do not offer every plan available in your area. Premiums and availability vary by exact location.

Common questions

How many Medicare Advantage plans are available in Stephenson County, IL?
For the 2026 plan year, 25 Medicare Advantage plans are available in Stephenson County from the carriers we represent.
What is the average Medicare Advantage premium in Stephenson County?
The average monthly premium across available plans is about $12.00 for 2026. Many plans have a $0 premium. Your exact cost depends on the plan you choose.
Which insurance companies offer Medicare Advantage plans in Stephenson County?
Plans are offered by Aetna Medicare, Humana, UnitedHealthcare, and Wellcare.
How do I enroll in a Medicare Advantage plan in Stephenson County?
Call to speak with a licensed Medicare Advocate who can compare every plan available at your address at no cost. Enrollment may be limited to certain times of year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

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